Retirement scenarios, modelled
The questions people actually ask, answered by running them through the Retiris model 1,000 times each. Every scenario shows its assumptions and lets you change the key numbers to see your own version.
Can I retire at 55 with £500,000?
A 55-year-old with £500,000, spending £25,000 a year until the State Pension arrives at 67. How often does the money last to 95 — and what breaks it?
Open scenario →USHow long will $1 million last in retirement?
A $1m portfolio at 65 tested at $40,000, $50,000 and $60,000 of spending, with and without Social Security.
Open scenario →UK & USWhat a crash in your first year of retirement does
The same plan, retiring into a 30% fall versus a calm first two years. Sequence-of-returns risk, measured.
Open scenario →UKRetiring at 55 vs 60 vs 65
One saver, one budget, three retirement ages. Success moves from 21% to 58% to 85% — here is exactly why.
Open scenario →UKWhat £5,000 more spending a year does
£25k, £30k, £35k and £40k on the same £600,000 pot, and what each step really costs in capital.
Open scenario →The calculator runs the same engine on whatever inputs you give it.
Open the calculator →