Retiris Analysis
Original retirement analysis
Questions we could not find a straight answer to, run through our own model. Each piece states its assumptions, shows the range of outcomes rather than a single number, and can be reproduced in the calculator.
UK & USFebruary 2026
What five years of early retirement actually costs
We ran the same plan retiring at 55, 60 and 65 through 1,000 simulated markets. The gap in success rates is larger than the gap in pot size suggests.
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Is 4% still a safe withdrawal rate? A stress test
3%, 3.5%, 4% and 5% withdrawal rates run over 30- and 40-year horizons at three levels of volatility — and what changes the answer most.
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